Can you use Costco credit card anywhere? One credit card that has gained popularity is the Costco credit card. Credit cards have become an essential tool for modern-day consumers, offering convenience, rewards, and flexibility in managing their finances.
A co-branded credit card that is only available to Costco members is the Costco credit card, formerly known as the Costco Anywhere Visa Card by Citi.
Can You Use Costco Credit Card Anywhere?
Yes, you can use a Costco credit card anywhere that accepts Visa, which is just much everywhere.
The Costco Credit Card is accepted everywhere Visa is accepted, including at 10.7 million merchant locations in the United States alone as well as in more than 200 other nations and territories.
Where Can You Use the Costco Credit Card?
Contrary to popular misconception, the Costco credit card can be used at more places than just Costco warehouses.
Although it is true that this credit card is intended to offer Costco members extraordinary perks, it may also be used anywhere Visa credit cards are accepted.
Breakdown of where You can use Costco Credit Card
Below are where you can use a Costco credit card:
1. Costco Warehouses: The primary intention of this credit card is to enhance the shopping experience at Costco.
It is widely accepted at Costco warehouses across the United States and around the world. Both in-person and online purchases are included in this.
2. Visa-Accepting Merchants: The Costco credit card is a Visa credit card, meaning it can be used anywhere that accepts Visa.
Your Costco credit card works the same way as any other Visa credit card when buying things online, dining out, or making travel reservations.
3. Gas Stations: One of the key benefits of the Costco credit card is its substantial cash-back rewards on gas purchases.
These rewards can be earned not only at Costco gas stations but also at any other gas station that accepts Visa.
4. Other Costco Services: Apart from Costco warehouses, the Costco credit card can be used for various other services offered by Costco.
These include Costco Travel, Costco.com, Costco gas stations, and Costco Business Centers.
Benefits of Using the Costco Credit Card
There are lots of benefits to using a Costco credit card, and we’ve listed some of them below:
1. Cash Back Rewards: The Costco credit card offers competitive cash back rewards on eligible purchases.
Additionally, you will receive 1% cash back on all other purchases, and 3% cash back on dining and travel.
4% cash back on eligible gas purchases (up to $7,000 annually), 4% cash back on Costco purchases, and 4% cash back on all other transactions.
2. Additional Perks: Costco credit cardholders also enjoy other benefits such as travel insurance, extended warranty coverage, and damage/theft purchase protection on eligible items.
As long as you are a current Costco member, the Costco credit card does not have an annual fee, in contrast to many other credit cards.
The Costco credit card can be used at various locations, contrary to the misconception that it can only be used at Costco warehouses.
While it is designed to offer enhanced benefits to Costco members, it is a Visa credit card and can be used wherever Visa is accepted.
No matter if you’re shopping at Costco, dining out, or making online purchases, the Costco credit card is a versatile tool that enables you to earn cash-back rewards and take advantage of extra benefits.
This credit card can be a useful addition to your wallet if you frequently buy at Costco.