Which Credit Cards Does Costco Accept? Many people enjoy shopping at Costco because it provides a wide variety of things at reasonable costs.
However, one common question that arises among potential shoppers is, “Which credit cards does Costco accept?”
Historically, Costco had an exclusive partnership with American Express, only accepting their credit cards.
However, in recent years, Costco ended its agreement with American Express and formed a new partnership with Visa.
This change in credit card acceptance has had an impact on Costco’s payment policy.
Which Credit Cards Does Costco Accept?
Costco facilities in the United States now only accept Visa credit cards.
This simply means that if you want to pay at Costco with a credit card, it must be a Visa card.
Luckily, Costco offers an exclusive credit card option for its members. This card is known as the “Costco Anywhere Visa Card by Citi.”
What are the Benefits of the Costco Anywhere Visa Card?
You have two basic options for paying with a Visa credit card if you are a Costco member. The first option is to use the Costco Anywhere Visa Card by Citi.
This credit card is exclusively designed for Costco members and offers a range of benefits when used at Costco and elsewhere.
With the Costco Anywhere Visa Card, you can earn cashback rewards on your Costco purchases, as well as on eligible gas, dining, and travel expenses.
It’s worth noting that this credit card also acts as your Costco membership card, providing added convenience.
The second option is to use any other Visa credit card issued by a different bank or financial institution.
As long as it is a Visa card, it will be accepted at Costco. This gives shoppers the flexibility to use their preferred Visa credit card while enjoying the benefits and deals available at Costco.
What are the Alternative Costco Payment Methods
While Visa is the principal credit card network accepted at Costco warehouses, it is important to know that alternative forms of payment are also accepted by Costco.
These alternative payment methods provide additional flexibility for customers who prefer alternatives to credit cards.
1. Debit Cards
In the United States, Costco warehouses accept debit cards, allowing you to make purchases straight from your checking account.
For people who prefer not to use credit cards, this might be a convenient choice.
2. Costco Shop Cards
Previously known as Costco gift cards, Costco Shop Cards are accepted as payment at Costco warehouses.
You can purchase these cards in various denominations, and this makes them a great option for budgeting or gifting.
3. Cash and Checks
Costco still accepts traditional forms of payment, including cash and checks.
Simply present your payment at the checkout counter to complete your purchase.
4. Mobile Payments
In the United States, Costco warehouses offer mobile payment options such as Apple Pay, Google Pay, and Samsung Pay.
If you prefer the ease of making payments using your smartphone, these choices are accessible to you.
You can pay with a credit card at Costco whether you use the Citi Costco Anywhere Visa Card or another Visa credit card issued by a different bank.